Who Will Pay For My Medical Bills After a Car Accident?
After suffering injuries in a Houston, Texas, car accident, one of the most pressing questions you may have is, “Who will pay for my medical bills after a car accident?” In some car crashes, the answer may be obvious, but when there are multiple parties involved or you hold some degree of fault, knowing what to expect from the process can be harder.
At Zehl & Associates, our team of Houston car accident lawyers can help you understand whether you have a viable case after a collision. We can guide you through the process of filing the claim and negotiate with insurance companies to help you pursue fair compensation. Contact us today at (888) 603-3636 for a free case consultation.
Table of Contents
- How Zehl & Associates Can Help After a Car Accident In Houston, TX
- Understanding Car Accident Laws in Texas
- Who’s Liable in a Houston Car Accident?
- Insurance Coverage Limits in Texas
- Schedule a Free Consultation with Our Undefeated Houston Car Accident Law Firm – Call 888-603-3636 or Contact Us Online
How Zehl & Associates Can Help After a Car Accident In Houston, TX
After a serious car accident, medical bills can pile up fast—and the insurance company knows it. While you’re struggling to recover, they’re already working to minimize your claim and pressure you into settling for far less than you deserve.
At Zehl & Associates, we don’t just help you fight back. We help you take back control. Our Houston car accident lawyers have recovered Billions for crash victims across Texas, including some of the largest verdicts and settlements in state history. When you hire us, you’re choosing a team with the experience, resources, and track record to win—and to make sure you’re taken care of every step of the way.
Here’s how we stand up, fight, and win for our clients:
- Ensure you have access to top doctors and specialists across the country, so you get the treatment you need—without worrying how to afford it
- Help cover your medical expenses and living costs while your case is pending, and work with providers to prevent collections whenever possible
- Launch an immediate investigation into the crash and secure critical evidence to prove exactly what happened and who was at fault
- Bring in leading experts, from accident reconstructionists to life care planners, to build a case that demands full compensation
- Handle all communication with insurance companies, including pushing back on denied treatments and negotiating reimbursements when possible
- NEVER settle for less than the full compensation you deserve—including all past and future medical bills, lost wages, pain and suffering, and more
- Prepare every case for trial, so if they refuse to pay, we’re ready to take them to court—where we’ve never lost
The truth is, no one fights harder for accident victims—and no one has the results to prove it like we do.
Whether you were hit by a distracted driver, injured in a speeding accident or multi-vehicle crash, or involved in one of the most complex accident cases on the road, our Houston car accident lawyers are ready to help. Contact us today for a free, no-obligation consultation.
Understanding Car Accident Laws in Texas
Texas follows a fault-based system for traffic accidents. This means that whoever was responsible for the crash will be accountable to pay for the resultant losses, including medical bills.
If you’re in a car, truck, bicycle, or motorcycle accident, your lawyer will need to demonstrate that the other party was negligent. Negligence refers to a party failing to behave with a reasonable level of care that someone else would have in the same circumstances and causing injuries to another.
To prove that negligence led to your injuries, your lawyer must establish that the other party owed you a duty of care and that they breached it. Everyone operating a vehicle owes others a responsibility to drive safely. A breach could be anything that compromises that responsibility, such as distracted or intoxicated driving, speeding, or running red lights.
The next step is to show that the breach of responsibility resulted in the injuries you suffered and that you can be compensated for them. For example, if you only suffered a few bruises and didn’t require medical treatment, you may not be entitled to file a claim because you didn’t suffer actual losses and measurable harm.
Who’s Liable in a Houston Car Accident?
To establish liability, the cause of the accident has to be investigated. Sometimes, the cause is straightforward: if the other vehicle ran a stop sign and crashed into you, they can be held liable. In other instances, though, there may be complex factors involved.
If you’re rear-ended, you may not know until an investigation takes place that the car behind you was also rear-ended, causing a chain reaction accident. In other crashes, it may not be the driver who’s at fault but the vehicle itself that malfunctioned and caused the accident. That could point toward a liable manufacturer.
And what if you’re partly responsible for the crash? Texas follows comparative negligence laws, so unless you hold more than 50% of the fault for the collision, you can still recover compensation. The amount you win, however, will be reduced in proportion to your degree of responsibility.
For example, if it is determined that you were 20% at fault for the accident and your losses totaled $10,000, you’d only be able to pursue $8,000 in compensation for the accident.
Insurance Coverage Limits in Texas
When you purchase an auto insurance policy in Texas, you will be required to identify how much PIP insurance you are interested in carrying. In Texas, drivers are legally required to have liability car insurance with minimum limits of $30,000 for bodily injury liability per person, $60,000 for bodily injury liability per accident, and $25,000 for property damage liability per accident.
This coverage applies to both you and your children in the event of an accident. Should your medical expenses surpass the coverage amount, you will need to explore alternative legal options to ensure your medical bills are paid.
Schedule a Free Consultation with Our Undefeated Houston Car Accident Law Firm – Call 888-603-3636 or Contact Us Online
After a serious car crash, the at-fault party and their insurers will stop at nothing to pay you as little as possible. They won’t think twice about pressuring you into accepting a lowball settlement—or dragging out the claims process in hopes that you’ll give up the fight altogether.
With Billions won and an undefeated track record at trial, our Houston car accident lawyers have the experience, resources, and relentless dedication to take on any company in the world, and not only win, but recover record-setting victories. We know exactly how to secure the justice and compensation you deserve.
If you or a loved one were seriously injured in a car accident in Houston, call 1-888-603-3636 or send us a message through our Contact Us form to schedule your free, no-obligation consultation.
Our Houston Car Accident Lawyers at Zehl & Associates Injury & Accident Lawyers help victims in Texas. Our firm is conveniently located near you. We have an office in Houston at 2700 Post Oak Blvd #1000, Houston, TX 77056, United States. Find us with our GeoCoordinates: 29.738790849792974, -95.46147556137483.