Wind Damage Insurance Claims

Texas residents often have to deal with extreme weather conditions, including but not limited to hurricanes. Unfortunately, many who have suffered damage to their homes from high winds, flooding and other issues that result from a hurricane or other weather event often find themselves dealing with a recalcitrant insurance company. When your insurance claims have been denied or only partially paid after a storm, a Texas personal injury lawyer who understands how to work with insurance companies may be able to help.

Houston hurricane damage lawyers know the ropes

We all understand that insurance companies make money by keeping the amount they pay out in claims low. This helps keep their shareholders happy and encourages others to invest in their companies. However, homeowners who pay their premiums regularly and file a legitimate claim after a hurricane or other serious weather event often find they are facing denied claims or being offered far less for the damage than what they are entitled. Our team of hurricane damage attorneys helps hold insurance companies accountable.

2015 hurricane season could be devastating

The National Oceanic and Atmospheric Administration is predicting a very strong possibility for several intense hurricane and hurricane-like storms that could impact Texas. This means more homeowners than ever are at risk for storm damage. In the aftermath of a storm, we expect our insurance companies to step up and do the right thing to help us recover, including paying claims for property damage. However, when your insurance company is not treating you right, a Houston hurricane damage attorney can help.

What can we do to assist you?

A Houston hurricane damage attorney can serve as an advocate between you and your insurance company. Our goal is always to ensure that you get the money that you need to rebuild your home or to make needed repairs after your home has been damaged by wind and water. We understand how difficult it is to get back on track after a severe storm, and we will make sure that you are treated fairly by the insurance companies.

Why do insurers turn down claims?

In some cases, insurance policies are written in a manner that allows for certain exclusions. However, even with certain exclusions, there are some claims that should always be honored. Because Texas has a long history with severe storms, many policies for homeowner’s insurances have hurricane and flood riders attached to them to ensure that you are made whole after storm-related damage. We can help make sure that your insurance company does what is right according to your specific policy and circumstances. If we cannot negotiate with the company to get it to pay your full claim, we are willing to go directly to the litigation phase and will ensure that you are properly represented.

As Texas personal injury attorneys, we know that homeowners simply want to get the money they need to repair their homes and recover after a storm. We also understand that your insurance company is going to have high-powered, well paid attorneys fighting for their best interests. In order to level the playing field, you will need to work with an attorney who understands how insurance companies work and has a proven track record of winning compensation awards from insurance companies.

After you have suffered wind and water damage after a hurricane, file a claim with your insurance company right away. You should avoid signing any documents or cashing anything less than full payment for your damages. If your insurance company is trying to settle your claim for less than what you believe you are entitled to or your hurricane damage claim has been rejected, contact a Houston hurricane damage attorney immediately. We help hold insurance companies accountable and will fight for your full damage costs.